insignias as they are right now aren't such a great thing since you can't actually build the armor you want. This will improve as insignias become readily availabe at the rune traders but I think armorers should just sell insignias then you can actually build a set of armor the way you used to be able to.
Also changing insignias is a salvage chance (ie you can destroy the armor). So if you really want to be able to switch armor sets reliably for different builds etc you're going to need separate sets anyway.
People wanted old Tyrian skins with different stats. This really doesn't solve that issue. All new skins were coming with all possible stats anyway so in a sense this has made things worse imho.
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